Obligation Groupe BPCE 2.145% ( FR0013154010 ) en USD

Groupe BPCE

100 % ⇌

France

FR0013154010 ( en USD )

2.145% par an ( paiement trimestriel )

18/04/2021 - Obligation échue

Prospectus brochure de l'obligation BPCE FR0013154010 en USD 2.145%, échue

Deuxième groupe bancaire en France, regroupant les réseaux Banque Populaire et Caisse d'Épargne.

L'Obligation émise par Groupe BPCE ( France ) , en USD, avec le code ISIN FR0013154010, paye un coupon de 2.145% par an.
Le paiement des coupons est trimestriel et la maturité de l'Obligation est le 18/04/2021

Final Terms dated 14 April 2016

BPCE

Euro 40,000,000,000
Euro Medium Term Note Programme
for the issue of Notes

SERIES NO: 2016-16
TRANCHE NO: 1
USD 10,000,000 Floating Rate Notes due 18 April 2021 (the "Notes")

Dealer
Crédit Agricole CIB

Page 1 of 8

PART A CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the "Conditions")
set forth in the Base Prospectus dated 18 November 2015 which received visa n°15-588 from the Autorité des
marchés financiers (the "AMF") on 18 November 2015, the Base Prospectus Supplements dated 29 February
2016 and 5 April 2016 which received visa n°16-062 and n°16-118 from the AMF on 29 February 2016 and 5
April 2016 (the "Supplements") which together constitute a base prospectus for the purposes of the Prospectus
Directive (Directive 2003/71/EC), as amended (the "Prospectus Directive").
This document constitutes the Final Terms of the Notes described herein for the purposes of Article 5.4 of the
Prospectus Directive and must be read in conjunction with such Base Prospectus as so supplemented. Full
information on the Issuer and the offer of the Notes is only available on the basis of the combination of these
Final Terms and the Base Prospectus as so supplemented. The Base Prospectus and the Base Prospectus
Supplements are available for viewing at the office of the Fiscal Agent or each of the Paying Agents and on the
website of the AMF (www.amf-france.org) and copies may be obtained from BPCE, 50 avenue Pierre Mendès-
France, 75013 Paris, France.

1. Issuer:
BPCE
2. (i) Series Number:
2016-16
(ii)
Tranche Number:
1
3. Specified Currency or Currencies:
United States Dollar ("USD")
4. Aggregate Nominal Amount:

(i)
Series:
USD 10,000,000
(ii)
Tranche:
USD 10,000,000
5. Issue Price:
100 per cent. of the Aggregate Nominal Amount
6. Specified Denomination(s):
USD 200,000
7. (i)
Issue Date:
18 April 2016

(ii)
Interest Commencement Date:
Issue Date
8. Interest Basis:
Three (3) months LIBOR+ 1.01 per cent. per annum
Floating Rate
(further particulars specified below)
9. Maturity Date:
Specified Interest Payment Date falling on or nearest
to 18 April 2021
10. Redemption Basis:
Subject to any purchase and cancellation or early
redemption, the Notes will be redeemed on the
Maturity Date at 100 per cent. of their nominal
amount
11. Change of Interest Basis:
Not Applicable
Page 2 of 8

12. Put/Call Options:
Not Applicable
13. (i) Status of the Notes:
Senior Notes
(ii) Dates of the corporate authorisations for Decision of the Directoire of the Issuer dated 27
issuance of Notes obtained:
April 2015 and decision of Mr. Jean-Philippe
Berthaut, Head of Group Funding, dated 11 April
2016
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
14. Fixed Rate Note Provisions
Not Applicable
15. Floating Rate Note Provisions
Applicable
(i)
Interest Period(s):
The period beginning on (and including) the Interest
Commencement Date and ending on (but excluding)
the First Interest Payment Date and each successive
period beginning on (and including) a Specified
Interest Payment Date and ending on (but excluding)
the next succeeding Specified Interest Payment Date.
(ii)
Specified Interest Payment Dates:
Interests payable quarterly in arrear on the Specified
Interest Payment Dates falling on or nearest to 18
January, 18 April, 18 July and 18 October in each
year, from and including the Interest Payment Date
falling on or nearest to 18 July 2016 up to and
including the Maturity Date, subject to adjustment in
accordance with the Business Day Convention set out
in (iv) below
(iii) First Interest Payment Date:
18 July 2016, subject to adjustment in accordance
with the Business Day Convention set out in (iv)
below
(iv) Business Day Convention:
Modified Following Business Day Convention
(v)
Interest Period Date:
Not Applicable
(vi) Business Centre(s):
London, New York City and TARGET
(vii) Manner in which the Rate(s) of Interest
is/are to be determined:
Screen Rate Determination
(viii) Party responsible for calculating the
Rate(s)
of
Interest
and/or
Interest
Amount(s) (if not the Calculation Agent):
Not Applicable
(ix) Screen Rate Determination:
Applicable
Reference Rate:
Three (3) month USD-LIBOR
Interest Determination Date:
Two (2) London Business Days prior to the first day
of each Interest Period
Page 3 of 8

Relevant Screen Page:
Reuters Screen LIBOR01 Page
Relevant Screen Page Time:
11.00 a.m. (London time)
(x)
FBF Determination
Not Applicable
(x)
ISDA Determination:
Not Applicable
(xi) Margin(s):
+ (plus) 1.01 per cent. per annum
(xii) Minimum Rate of Interest:
Not Applicable
(xiii) Maximum Rate of Interest:
Not Applicable
(xiv) Day Count Fraction:
Actual/360, adjusted
16. Zero Coupon Note Provisions
Not Applicable
17. Inflation Linked Interest Note Provisions
Not Applicable
PROVISIONS RELATING TO REDEMPTION
18. Call Option
Not Applicable
19. Put Option
Not Applicable
20. Final Redemption Amount of each Note
USD 200,000 per Note of USD 200,000 Specified
Denomination
21. Early Redemption Amount

(i)
Early Redemption Amount(s) of each Note
payable on redemption for taxation reasons
(Condition 6(g)), for illegality (Condition
6(j)) or on event of default (Condition 9):
As set out in the Conditions
(ii)
Redemption
for
taxation
reasons
permitted on days others than Interest
Payment Dates (Condition 6(g)):
No
(iii) Unmatured Coupons to become void
upon early redemption (Materialised
Bearer Notes only) (Condition 7(f)):
Not Applicable
GENERAL PROVISIONS APPLICABLE TO THE NOTES
22. Form of Notes:
Dematerialised Notes
(i)
Form of Dematerialised Notes:
Bearer form (au porteur)
(ii)
Registration Agent:
Not Applicable
(iii) Temporary Global Certificate:
Not Applicable
(iv) Applicable TEFRA exemption:
Not Applicable
23. Financial Centre(s):
London, New York and TARGET
Page 4 of 8

24. Talons for future Coupons or Receipts to be
attached to Definitive Notes (and dates on which
such Talons mature):
Not Applicable
25. Details relating to Instalment Notes: amount of
each instalment, date on which each payment is
to be made:
Not Applicable
26. Redenomination provisions:
Not Applicable
27. Purchase in accordance with Article L.213-1 A
and D.213-1 A of the French Code monétaire et
financier:
Applicable
28. Consolidation provisions:
Not Applicable
29. Masse:
Contractual Masse shall apply
Name and address of the Representative:
MCM AVOCAT, Selarl d'avocats interbarreaux
inscrite au Barreau de Paris
10, rue de Sèze
75009 Paris
France
Represented by Maître Antoine Lachenaud, Co-
gérant associé
Name and address of the alternate Representative:
Maître Philippe Maisonneuve
Avocat
10, rue de Sèze
75009 Paris
France
The Representative will receive a remuneration of
Euro 2,000 (excluding VAT) per year.
Page 5 of 8

RESPONSIBILITY
The Issuer accepts responsibility for the information contained in these Final Terms.
Signed on behalf of BPCE

Duly represented by:
Jean-Philippe Berthaut, Head of Group Funding

Page 6 of 8

PART B OTHER INFORMATION
1.
LISTING AND ADMISSION TO TRADING
(i) Listing and Admission to trading:
Application has been made by the Issuer (or on its
behalf) for the Notes to be listed and admitted to
trading on Euronext Paris with effect from the Issue
Date.
(ii) Estimate of total expenses related to admission
to trading:
EUR 3,100
2.
RATINGS
Ratings:
Not Applicable
3.
NOTIFICATION
Not Applicable
4.
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
"Save as discussed in "Subscription and Sale", so far as the Issuer is aware, no person involved in the
offer of the Notes has an interest material to the offer."
5.
Floating Rate Notes only - HISTORIC INTEREST RATES
Details of historic LIBOR rates can be obtained from Reuters page LIBOR01.
6.
OPERATIONAL INFORMATION
ISIN Code:
FR0013154010
Common Code:
139674146
Depositaries:
(i)
Euroclear France to act as Central
Depositary:
Yes
(ii)
Common Depositary for Euroclear and
Clearstream Luxembourg:
No
Any clearing system(s) other than Euroclear and
Clearstream, Luxembourg and the relevant
identification number(s):
Not Applicable
Delivery:
Delivery against payment
Names and addresses of additional Paying Agent(s)
(if any):
Not Applicable

Page 7 of 8

7.
DISTRIBUTION

(i)
Method of distribution:
Non-syndicated

(ii) If syndicated:

(A) Names of Managers:
Not Applicable

(B) Stabilising Manager(s) if any:
Not Applicable

(iii) If non-syndicated, name and address of
Crédit Agricole Corporate and Investment Bank
Dealer:
9 quai du Président Paul Doumer
92920 Paris-La-Défense Cedex
France

(iv) US Selling Restrictions(Categories of
Reg. S Compliance Category 2 applies to the Notes;
potential investors to which the Notes are
TEFRA not applicable
offered):

Page 8 of 8